Introducing The Long-Term Rental Loan Program From DLP Lending 

Get a partner for the long-term with DLP Capital. Our rental loans offer 5/1 ARM, 7/1 ARM, 10-year interest-only, and 30-year fixed terms with flexible, competitive terms on single-family and multifamily properties. Bridge your existing flip loan into this program, or build your portfolio with our high leverage purchase, refi, and cashout options.

  • 5/1 ARM, 7/1 ARM, 10-year interest only, and 30-year fixed terms
  • Single family, multifamily (2-4 units), townhouses, and condominiums
  • No income qualification required
  • DSCR from 1.00x
  • Loan amount up to $2,000,000
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It Just Takes a Couple of Steps to Get Financing for Your Rental Property

We make it simple. Just fill out an application and our in-house underwriting team will get to work. We’ll work with you to lock in the best rate and terms for your deal. We also cut out the middle man so your loan can close faster than traditional lenders with less red tape.

Apply Today

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3 Easy Steps

Step 1
Step 1

Submit Your Application

Fill out our online application with the details of your deal. A Funding Specialist will review and help evaluate your next steps.

Step 2
Step 2

Get Approved

Get pre-approved on a DLP Preferred Line of Credit with up to $10,000,000 and don’t miss another opportunity.

Step 3
Step 3

Build Your Portfolio

Once approved, underwriting for your real estate properties is quick and easy. Whether you’re flipping or undertaking a buy and hold strategy, scale to the next level with DLP.

East-To-Follow Lending Terms

Our lending terms are designed to be borrower-friendly, and are built on our common sense approach to underwriting. We’re here to deliver best-in-class support, and we know how quickly deals need to be done. Take a look at our terms below and see if DLP Capital is the right capital partner for you.

Property TypeSingle Family Residential, Multifamily (2–4 Units), Townhouses, Condominiums
PurposePurchase, Refinance, Cashout
Lending AreaAL, AK, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MS, MO, MT, NE, NJ, NY, NC, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WV, WY
Loan Amount$75,000 to $2,000,000
LeverageUp to 80% LTV (Up to 75% LTV for Cashout)
Loan Term5/1 ARM, 7/1 ARM, 10-Year Interest Only, 30-Year Fixed
Income VerificationNone
Minimum FICO660
Appraisal & Inspection FeesFrom $695 (paid upfront, pass-through cost)
Loan Origination PointsFrom 1.75%
Processing & Underwriting FeeFrom $995 (paid at settlement)
DSCRFrom 1.00x